We all have those things—those things that we are pretty sure we need and those things that we know we want—those things that are expensive and that we just can’t justify buying right now…but maybe someday.
Sometimes putting off the big purchase is a good idea. Nobody wants to drop a bunch of cash on an impulse buy they’ll regret in a week. At the same time, making do with something that isn’t quite right can be incredibly frustrating. So what do you do? How do you find the money for the thing you want or the best thing to fit your needs?
1. Shop Online
Yeah, yeah—you’ve heard this before. That’s because it’s true. Almost across the board, shopping online is cheaper and easier than going from store to store trying to find what you need. For example: you need a new cell phone case. You already know that you don’t really like the cases that are available locally (you’ve seen them all before) but the local print shop charges too much to make a unique case.
Solution: Go online and use GelaSkins promo codes to help make a customized cell phone case more affordable. You get what you need, you save money and you don’t have to drive all over town to get it.
2. Shop the Sales
Pay attention to the sales ads that you see in the newspaper every week. Sign up for your favorite stores’ email newsletters so you’ll know when major sales are happening. Spend some time searching out sales online. For example, take advantage of Black Friday leaks at NerdWallet when you know that you’re going to need to buy something normally expensive—this way you’ll get what you want at a fraction of what you’d pay on a normal day.
3. Sell Your Stuff
You want to be able to afford new wardrobes for your kids in the fall when they go back to school. Now that it’s summer, go through the clothes your kids wore and outgrew during the previous school year. Sell the things they can’t use or no longer want online or at a yard sale and use the profit from the sale to help fund new clothes in the fall. You can use this strategy for yourself too! It’s a great way to get rid of things, make room for new things and make those new things more affordable.
4. Buy Secondhand
Believe it or not, there are people who will throw away perfectly good and usable stuff. You just have to know where to find it. Take some time to go yard sale-ing or combing through secondhand and thrift shops. You never know what you’ll find—you could find that brand new couch, that new dress, that new bed for your daughter, etc!
We live in a tortured economy—everybody knows this. The cost of goods keeps going up but the wages earned are (for the lucky ones) staying the same. This makes affording things more difficult. Use these tips to help yourself and your family afford the things you want and need!